It’s a pretty normal question to ask: how long is this going to take? The honest answer is that it depends — on your goals, your situation and how much work you need done. That’s actually one of the best parts of RepairMyCredit2day.com – they look at you as an individual and build your own personal Game Plan accordingly. Your Game Plan focuses on the areas that will make the most impact – and helps the RepairMyCredit2day.com experts get to work quickly to make sure your creditors are being responsible regarding the information they’re reporting about you.

As you’re looking over your credit situation, a question pops up: what if most or even all of my negative items are accurate? Will credit repair still work for me? Well, there are more opportunities for change and growth than you might think. Here’s why. Creditors sell very critical information about you every day. It’s information that can affect almost everything in your life, from your car payment to your house to your job. So, it’s important to make sure that that information is as substantiated, timely, accurate and fair to you as absolutely possible. A lot goes into these definitions. This is where the RepairMyCredit2day.com experts come in. It’s their job to help you assess the items on your credit report and then intervene with your creditors to help uphold these standards regarding the information they report about you to the bureaus. So, see what the process can do for you. It might surprise you how much is possible.

It might seem like thinking about credit repair while you’re going through a bankruptcy is kind of like putting the cart before the horse. But it’s actually one of the best things you can think about–and, yes, it may help in a few very important ways. When someone files for bankruptcy, it’s easy for revised items to slip through the cracks or be reported incorrectly. When this happens, the impact on your credit score can be more devastating and linger longer than it should. With the RepairMyCredit2day.com experts, you have a team who knows all about the credit system helping to make sure that everything is appearing correctly and being removed when it should be. And when you’re dealing with something like bankruptcy, it feels good to know that experts who are skillful and trustworthy are looking out for you.

To know whether credit repair is worth it, you just have to look at what your credit impacts. These days, it seems like it’s just about everything. When you start realizing how far it goes, it’s easy to do a little math. Not having ideal credit can cost you thousands and thousands of dollars over the course of a home or car loan. It can keep you from getting insurance coverage or even a job. It can make even everyday needs and decisions more difficult. When you compare this to the confidence and assurance of feeling in control of your credit situation and the opportunities that brings, the value of credit repair can seem pretty priceless.

RepairMyCredit2day.com focuses upon how your credit reports look. In other words, they work to help you safeguard your financial reputation so that you can get the credit you deserve. On the other hand, debt settlement companies offer something very different – they negotiate with your creditors to create payment plans. Sadly, sometimes those debt negotiators can make your credit reports look even worse. Credit repair is unique. Rather than settling your debts, they work to help ensure that problematic negative items on your credit report are substantiated, relevant, accurate and reported fairly. And they work hard to help get them removed when those standards are not met. With RepairMyCredit2day.com, the answer’s in the name: they’re the experts in credit repair and in helping to defend your financial reputation and overall creditworthiness.

As valuable as the possibility of better credit is, the cost to start taking control of it is simple: it’s $99.95 per month. Separate from the service, there is a one-time charge of $14.99 to pull your credit report for you. There will never be any additional costs or fees – it’s that straightforward.

We are here for you throughout your credit-repair experience. You can always email us with any questions you have. We’ll get back to you promptly so that you can always keep moving forward. If you are not already a member of RepairMyCredit2day.com and have questions about the service email us at info@repairmycredit2day.com.

Sometimes you just want to talk to somebody – to ask questions, get encouragement or understand the process better. And we’re here to talk to you, during the following hours:
Call: 866.990.0050
M-F 8 AM to Midnight EST
Sat 9 AM to 7 PM EST
Sun 11 AM to 7 PM EST

The Fair Credit Reporting Act (FCRA) was written in 1970 as an amendment to the Consumer Credit Protection Act. The FCRA provides additional measures of consumer protection in the areas of fairness, accuracy, and privacy of the information collected by the credit bureaus. It also allows you to personally engage in credit repair and maintenance processes, verifying that the information in your credit report is correct.

A credit bureau – sometimes called a “consumer reporting agency” – is a business that collects relevant consumer information from creditors and courthouses, and then sells that information to interested parties such as potential lenders. Such information is sold in the form of a credit report. In the U.S., the three major credit bureaus are TransUnion, Experian, and Equifax.

When an account is unpaid for more than 180 days, a creditor usually writes off the debt as a loss on their financial statements. This is known as a charge off. Once a debt is charged off, it is either transferred to an in-house collections department or sold to a third-party collection agency who will likely contact you in attempt to recoup the balance.

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